• New York State requires by law that every employer must provide statutory disability coverage to his/her employees including part-time employees.
• Disability benefits are temporary cash payments available to an eligible employee who is disabled by an OFF the job illness or injury.
• The current benefit is 50% if an employee’s average weekly wage to a maximum of $170 per week. This benefit begins on the 8th day of accident or sickness and is paid up to a maximum of 26 weeks during any consecutive 52 week period.
• If an employer fails to obtain coverage for disability benefits within 10 days after becoming a covered employer, they will be in non-compliance of the Disability Benefits Law and subject to a fine by the Workers’ Compensation Board.

National Benefit Life (NBL) offers extremely competitive rates for groups with 1-49 employees. Today, NBL is one of the leaders in DBL coverage and insures more than 30,000 employers throughout New York State. NBL offers dedicated claim examiners for case management and fast claim turnaround. Independent Medical Exams and Medical Directors are available for consultation. NBL has statewide representation, experienced customer service representatives, direct billing, enriched benefits and voluntary coverage for excluded classes.
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Rates:

• Male Rate: $1.50 (annual in advance)
• Female Rate: $4.55 (annual in advance)