Health Savings Account
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At Bond, we know that some things have been left unclear as to how the new law will affect your HSAs. We're happy to help you through this transition, so here are answers to some questions you've been asking:
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Small Business Healthcare Tax Credit
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Bond is here to keep you informed on what affects your business the most. Changes to healthcare are abundant so here are some benefits you may not be aware of:
The small business healthcare tax credit, which takes effect this year, is designed to encourage small profit employers and non-profit, to offer health insurance coverage for the first time or to maintain coverage they already have.

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Children's Coverage
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Bond is here to help you understand how new healthcare laws will affect your children’s coverage, so you can be confident your family is getting all it deserves.

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COBRA Subsidy
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On April 19, 2010 the American Recovery and Reinvestment Act of 2009 (ARRA) COBRA subsidy rules were again amended.
While this law is designed to help individuals during these turbulent economic times, it will increase administrative burdens for employers and administrators. Many of the changes require immediate attention. The following is a summary of the new law:

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Healthcare Reform
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March 23, 2010 President Obama signed the $940 billion Patient Protection and Affordable Care Act of 2010 into law. The following is a summary of the new law, and the Reconciliation Bill, as it affects the health care industry. Please keep in mind this is not a comprehensive summary.
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HSA Tax Forms
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With April's tax deadline fast approaching, you may be receiving questions from your employees on how to report their HSAs. Click on the following links to read more:
HSA Tax Forms

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New York State Law Changes
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The New York State Senate recently passed two new bills. One bill will extend COBRA benefits from 18 months to 36 months and the other will increase the dependent age to 29. Click on the following links to read more:

New York State Senate COBRA Law
New York State Senate Dep 29

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2010 HSA Contribution Limit Increase!
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The IRS released the cost-of-living adjustments for Health Savings Account contribution limits for 2010.

2010 HSA Contribution Limits
Individual	$3,050
Family (including 2-person coverage)	$6,150
Catch-Up (55 and older)	$1,000

Consumer Directed Healthcare is the fastest growing healthcare segment on the market. Health Savings Accounts stand out as a popular solution to help drive down healthcare costs and offer tax advantages to you and your employees. Bond has years of experience implementing HSAs and offers educational programs to help you better understand this growing trend.

HSAs stand out as a popular option and enrollment has been steadily on the rise.
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Bond Teams Up With Workplace Vitality
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Bond Financial Network has teamed up with Workplace Vitality in an effort to improve the health and wellness of its clients. Workplace Vitality is a data-driven wellness entity that designs and executes custom programs for employers. Experienced clinical nurses provide onsite services including flu immunizations, health risk appraisals, fitness, nutrition, weight management and much more.

The partnership was formed to help Bond's clients save money on their ever-increase healthcare costs. To learn more about Workplace Vitality, click here.


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